September & October Closers
08-17-2012 09:48 PM
Well, I've received my conditions so I feel somewhat safe starting this thread. Carrying the format from previous months
- Purchase Price: $223k~ (need to finalize options)
- Property: ~1900 SQ Townhome
- Submitted offer on: n/a
- Signed Purchased contract on : 7/24/12
- Type of Loan: FHA
- Loan Rate: TBD
- Loan Application submitted: 7/28/12
- Loan approved: TBD
- Committment letter received on: TBD
- Closing date: Late October
- Closed on: TBD

Re: September & October Closers
[ Edited ]08-18-2012 10:59 AM - edited 10-03-2012 04:03 PM
I just received my conditions too!!
- Purchase Price: $55k~ (currently appraised for $60k in an "increasing market")
- Property: ~1257 sqft, 4 bedroom 2 1/2 bath, 2 story, built in 2006
- Submitted offer on: March 9, 2012
- Signed Purchased contract on : March 13, 2012
- Type of Loan: FHA
- Loan Rate: 3.75%
- Loan Application submitted: July 31, 2012
- Loan approved: August 15, 2012 (with conditions)
- Committment letter received on: TBD
- Closing date: September 6, 2012 (lender)/by September 14, 2012 (seller's bank)
Starting Score: EQ 614 EX 653 TU 680 Lender Pull 2/6/12
Current Score: EQ 665(Dealer Pull) EX 687(Dealer pull) TU 695 (Dealer pull)
Goal Score: Closed on my new home, 9/27/12, $51,950 left to pay!! Got my car!! $6300 left to pay!
Take the FICO Fitness Challenge
Re: September & October Closers
08-19-2012 11:42 AM
- Purchase Price: $255k
- Property: ~2500 sqft, 4 bedroom 3 bath, Study
- Submitted offer on: NA
- Signed Purchased contract on : February 18 2012
- Type of Loan: FHA
- Loan Rate: 3.375%
- Loan Application submitted: July 31, 2012
- Loan approved: Still waiting
- Committment letter received on: TBD
- Closing date: TBD

Should be closing sometime in the middle of September we hope!! I has been a long 6 month wait so far.
Re: September & October Closers
[ Edited ]08-20-2012 01:07 AM - edited 10-04-2012 08:37 PM
- Purchase Price: $152K
- Property: 2400SF Single Family (new construction), 3 beds, 3 baths, study, dining, upgraded kitchen
- Submitted offer on: n/a
- Signed Purchased contract on : 3/28/12
- Type of Loan: FHA
- Loan Rate: 3.75%
- Loan Application submitted: 6/8/12
- Loan approved: 8/7/12 (with conditions)
- Committment letter received on: TBD
- Closing date: 10/25 (moved
) - Closed on: TBD
Footers went in last Friday, so we are anxious to watch it rise from the ground (and the ashes of my former credit-ignoring self)
Current Score: EQ 664 TU 700 EX 701 (FAKO)
Re: September & October Closers
[ Edited ]08-20-2012 10:59 AM - edited 08-20-2012 02:07 PM

- Purchase Price: $315k
- Property: ~2595 sqft, 4 bedroom 3 bath, Study
- Signed Purchased contract on : March 2 2012
- Type of Loan: Conventional 20% down
- Loan Rate: 3.625%
- Loan Application submitted: August 1, 2012
- Loan approved: August 16, 2012
- Closing date: September 14, 2012
New construction, used builders prefered lender( Wells Fargo) to get $3500 closing cost, located in Florida panhandle, middle fico 813.
Re: September & October Closers
[ Edited ]08-20-2012 03:40 PM - edited 09-08-2012 10:53 AM
This is my first home purchase and I too feel {somewhat confidant} to post on this forum. I am excited and nervous all at the same time. Trying to buy a home is overwhelming but with my stalking of this forum I feel better knowing that I am not the only one with these feelings! Anywho ~ I knew this was my house the first time I saw it. WIth prayer, patience and obedience, I pray to close on the 4th of September!!!
- Purchase Price: $191k
- Property: ~2050 sq. ft
- Submitted offer on: 7/19/12
- Signed Purchased contract on : 7/22/12
- Type of Loan: FHA
- Loan Rate: 3.5%
- Loan Application submitted: 7/24/12
- Loan approved: 08/06/12
- Committment letter received on: 08/08/12 with conditions
- Closing date: tentative 09/04/12 - just received the clear to close for 09/07/12 at 11 am!!!
- Closed on: 09/07/12!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! It was and is the best feeling that I've ever had. Absoultely amazing!

***Update*** We just received the clear to close for 09/07/12... Walk-through is scheduled for 9 am tomorrow! GOD is good!

Re: September & October Closers
08-20-2012 05:21 PM
I've just sent loads of documents and fulfilled all of my conditions (hopefully). Being self employeed= endless paperwork, haha.
- Purchase Price: $205k (+ $9500 in seller's assist)
- Property: ~1490 sqft, 3 bedroom, 2 bath coloniel
- Submitted offer on: Mid July, 2012
- Signed Purchased contract on : a few days later
- Type of Loan: FHA
- Loan Rate: 3.265%
- Loan Application submitted: Mid July, 2012
- Loan approved: Mid August, 2012 (with conditions)
- Closing date: September 6, 2012 at noon

I'm a contractor. I was hoping for a fixer upper, but came across this house.. It's in move-in ready condition, so I get to start on the fun projects instead. First up is to help the curb appeal out with some landscaping and a front porch to give the front of the house some dimension.
