• Purchase Price:  $315k
• Property: ~2595 sqft, 4 bedroom 3 bath, Study
• Signed Purchased contract on : March 2 2012
• Type of Loan: Conventional 20% down
• Loan Rate: 3.625%
• Loan Application submitted:  August 1, 2012
• Loan approved: August 16, 2012
• Closing date: September 14, 2012

New construction, used builders prefered  lender( Wells Fargo) to get $3500 closing cost, located in Florida panhandle, middle fico 813.