New Member
SB913594
Posts: 6
Registered: ‎05-04-2012
September & October Closers

Well, I've received my conditions so I feel somewhat safe starting this thread.  Carrying the format from previous months

 

 

 

  • Purchase Price:  $223k~ (need to finalize options)
  • Property: ~1900 SQ Townhome
  • Submitted offer on: n/a
  • Signed Purchased contract on : 7/24/12
  • Type of Loan: FHA
  • Loan Rate: TBD
  • Loan Application submitted:  7/28/12
  • Loan approved: TBD
  • Committment letter received on: TBD
  • Closing date: Late October
  • Closed on: TBD

Frequent Contributor
LondonMassey
Posts: 452
Registered: ‎01-03-2012
Re: September & October Closers
[ Edited ]

I just received my conditions too!!

 

  • Purchase Price:  $55k~ (currently appraised for $60k in an "increasing market")
  • Property: ~1257 sqft, 4 bedroom 2 1/2 bath, 2 story, built in 2006
  • Submitted offer on: March 9, 2012
  • Signed Purchased contract on : March 13, 2012
  • Type of Loan: FHA
  • Loan Rate: 3.75%
  • Loan Application submitted:  July 31, 2012
  • Loan approved: August 15, 2012 (with conditions)
  • Committment letter received on: TBD
  • Closing date: September 6, 2012 (lender)/by September 14, 2012 (seller's bank)

osprite_15020408_0.jpg

Cap1(sc) 550, Cap1 750, Walmart 550, Home Depot 2200, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 500, PayPal 600, Torrid $700, Lane Bryant $150, Avenue $500, OSP $500, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


Take the FICO Fitness Challenge
Regular Contributor
indecison
Posts: 226
Registered: ‎05-24-2012
Re: September & October Closers

 

  • Purchase Price:  $255k
  • Property: ~2500 sqft, 4 bedroom 3 bath, Study
  • Submitted offer on: NA
  • Signed Purchased contract on : February 18 2012
  • Type of Loan: FHA
  • Loan Rate: 3.375%
  • Loan Application submitted:  July 31, 2012
  • Loan approved: Still waiting
  • Committment letter received on: TBD
  • Closing date: TBD

 

Should be closing sometime in the middle of September we hope!! I has been a long 6 month wait so far.

Established Contributor
thankfulheart
Posts: 618
Registered: ‎09-26-2011
Re: September & October Closers
[ Edited ]
  • Purchase Price:  $152K
  • Property: 2400SF Single Family (new construction), 3 beds, 3 baths, study, dining, upgraded kitchen
  • Submitted offer on: n/a
  • Signed Purchased contract on : 3/28/12
  • Type of Loan: FHA
  • Loan Rate: 3.75%
  • Loan Application submitted:  6/8/12
  • Loan approved: 8/7/12 (with conditions)
  • Committment letter received on: TBD
  • Closing date: 10/25 (moved :smileysad: )
  • Closed on: TBD

house photo.jpg

 

Footers went in last Friday, so we are anxious to watch it rise from the ground (and the ashes of my former credit-ignoring self)

 

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

Valued Member
wemmington
Posts: 45
Registered: ‎04-10-2007
Re: September & October Closers
[ Edited ]

 

  • Purchase Price:  $315k
  • Property: ~2595 sqft, 4 bedroom 3 bath, Study
  • Signed Purchased contract on : March 2 2012
  • Type of Loan: Conventional 20% down
  • Loan Rate: 3.625%
  • Loan Application submitted:  August 1, 2012
  • Loan approved: August 16, 2012
  • Closing date: September 14, 2012

 

New construction, used builders prefered  lender( Wells Fargo) to get $3500 closing cost, located in Florida panhandle, middle fico 813. 

 

New Contributor
ProudMomof5
Posts: 74
Registered: ‎11-05-2008
Re: September & October Closers

Congratulations you all.  Can the August/September closers continue posting pictures of their house?  It gives me a little motivation.

Member
teamduncan
Posts: 7
Registered: ‎08-20-2012
Re: September & October Closers
[ Edited ]

This is my first home purchase and I too feel {somewhat confidant} to post on this forum.  I am excited and nervous all at the same time.  Trying to buy a home is overwhelming but with my stalking of this forum I feel better knowing that I am not the only one with these feelings!  Anywho ~ I knew this was my house the first time I saw it.  WIth prayer, patience and obedience, I pray to close on the 4th of September!!!

 

  • Purchase Price:  $191k
  • Property: ~2050 sq. ft
  • Submitted offer on: 7/19/12
  • Signed Purchased contract on : 7/22/12
  • Type of Loan: FHA
  • Loan Rate: 3.5%
  • Loan Application submitted:  7/24/12
  • Loan approved:  08/06/12
  • Committment letter received on: 08/08/12 with conditions
  • Closing date: tentative 09/04/12 - just received the clear to close for 09/07/12 at 11 am!!!  
  • Closed on: 09/07/12!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!    It was and is the best feeling that I've ever had.   Absoultely amazing!   :smileywink:

***Update***  We just received the clear to close for 09/07/12...  Walk-through is scheduled for 9 am tomorrow!   GOD is good!   

 

 

Valued Member
StriderM99
Posts: 34
Registered: ‎06-12-2012
Re: September & October Closers

I've just sent loads of documents and fulfilled all of my conditions (hopefully). Being self employeed= endless paperwork, haha.

 

  • Purchase Price:  $205k (+ $9500 in seller's assist)
  • Property: ~1490 sqft, 3 bedroom, 2 bath coloniel
  • Submitted offer on: Mid July, 2012
  • Signed Purchased contract on : a few days later
  • Type of Loan: FHA
  • Loan Rate: 3.265%
  • Loan Application submitted:  Mid July, 2012
  • Loan approved: Mid August, 2012 (with conditions)
  • Closing date: September 6, 2012 at noon

 

I'm a contractor. I was hoping for a fixer upper, but came across this house.. It's in move-in ready condition, so I get to start on the fun projects instead. First up is to help the curb appeal out with some landscaping and a front porch to give the front of the house some dimension. 

Member
teamduncan
Posts: 7
Registered: ‎08-20-2012
Re: September & October Closers
Nice House!!! Congrats
Frequent Contributor
Sunshine85
Posts: 366
Registered: ‎01-14-2012
Re: September & October Closers
Congrats to all- your future homes are beautiful!