Frequent Contributor
Posts: 297
Registered: ‎02-12-2012
Re: Questions for the mortgage experts needed.
I have used personal checks, I hope that is not a problem. I have a USAA (main) bank account that has a copy of the check and when it clears my account. I will make copies like you suggested and put in an electronic portfolio and paper folder.
I'm still wondering about sweat equity and how I get credit for this. One MB told me just to have builder decrease price on the house, and I informed him it didn't sound correct because it will still be included in appraisal and I'm still paying for it, but won't get credit or value as down payment

Starting Score: 656
Current Score: 678 TU 08, 665 EQ MyFico, 698 EX PSECU
Goal Score: 7OO needed for Mortgage application

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