Update: Our house is a few weeks away from being ready so I spoke to my MB yesterday to go forward with locking our rate. We locked in the rate at 3.375% FHA. Came out of underwritting late last week and she told me yesterday that they were just waiting on some title stuff to come back and they would resubmit for clear to close which she believes we will get by mid next week. Things are moving along and we are so ready for this to be over!