Frequent Contributor
Posts: 305
Registered: ‎07-05-2011
Re: Closing cost estimation

Contract Sale Price:   119,500


Our Origination Charge           2239.39

Appraisal Fee                            375.00

Credit Report                               22.50

Flood Certification                        20.00

Homeowner's Insurance            708.54

Settlment or Closing Fee           700.00

owner's Title insurance              400.00

Lender's Title Insurance              50.00

Lender CPL                                 25.00

City/County tax/stamp               159.57



Total                                         4700.00


I ended up paying $1000.00 in earnest money and I got something like $483.00 back at the table the MB made a mistake and hired two attorneys but so she may have cheated me out of $450.00 because the Sellers basically took care of my closing cost.  My Realtor told me the truth about the Attorney fiasco, so pay close attention to your GFE and HUD1 statement.  I received my HUD1 statement at the closing table. 



Fico September 2012; TU 681, EX 674, EQ 652
Fako October 2012: TU 706, EX 641,