Member
Posts: 5
Registered: ‎08-17-2012
New cards affect mortgage application
As a newbie, I have a question for all you savvy MyFico-ers. Last month I applied for some credit cards for DH and myself that I've had my eye on. I was thinking we would not be looking for a house/mortgage for AT LEAST 1-2 years. However, as is usually the case with my plans, things have changed and I am now anticipating to begin the mortgage application process in around 6 months.

Here are the details: before apping our scores were 740-760. Both had AAoA of 2-3 years (multiple TLs and student loans reporting so AAoA will decrease probably 3-4 months). No lates/ baddies of any kind on either report. I will have 1 new TL reporting on my account as of last month and he will have 2.

So, have I ruined us for a potential mortgage hunt this Spring??
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