Posts: 13,892
Registered: ‎04-15-2011
Re: New cards affect mortgage application

6 months is generally the rule when apping before a mortgage.  With that said it wouldn't ruin your chances for anything.  You may just have to explain them.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!