I'm in SC. We are doing new construction, but a spec home that's been sitting 6 months. At any rate the builder is paying $5k closing costs and $5k upgrades. For new builds it's $15k upgrades and $5k closing costs.
Starting FICOs (2/2012): EQ 559 TU 558
Current FICOs (EX and TU Lender pulled 10/6/12): EQ 652 TU 635 EX 647
Matthew 7:1 KJV
Judge not, that ye be not judged.
