Regular Contributor
Kay_Cee
Posts: 199
Registered: ‎01-16-2008
Re: VA loan with a Federal Tax lien

I'm closing today with an FHA loan.  My tax liens were released sometime last year after I entered into a payment arrangement with the IRS.  To close on this loan I needed to have 12 months of on time payment information but didn't need to have any liens released.  You may need to get the IRS to subordinate their lien and the form required to do so says it takes at least 45 days.  Look at publication 784 on their website.  If you've dealt with them, you know 45 days to them is 6 months to us.  Good luck!!  The last two weeks have been the most stressful I've ever been through but I think it is all going to be worth it!!