Posts: 111
Registered: ‎02-05-2012
Re: VA loan Journey!!!

Loan officer has me nervous. I had overdrafts on my acct in August while I was on maternity leave and waiting for my disability check. He is worried underwriting may deny me because of this. 

On the plus side, buyer is fixing everything we listed.  oh and something I didn't know, a full yearoof homeowners insurance has to be paid at time of closing. Now have to factor another $800 in my budget. 

Starting Score: 595 2/5/12
Current Score: 650 midscore lender pull 7/24/12
Goal Score: 640

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