Contributor
vlaw1084
Posts: 84
Registered: ‎04-09-2012
Re: Bad credit due to loss of job...

I would make sure your government debt stays current, keep working on your credit.  You may need to establish new credit at this point to get some positive trade lines showing.  I'm talking a small unsecured card or secured card to rebuild. I've seen much worse than you, so with a little time you will make it to be qualified again.  Yes the key is to get to 620 and even better 640 would be ideal at this point.  YOU can make it, you just need to start taking action now.