Hi All,

Just an update. I had gotten a denial from Wells Fargo after about 3 weeks...I hear that the actual banks may be tough with credit issues. I went through another Mortgage Loan company and gotten pre-approved. However, I found a great neighborhood through DH Horton and gotten pre-qualified through their Mortgage Company (DHI Mortgage). I am going through a Homebuyers Club to get the points up by about 15-20 points. I wrote a contract and gave my down payment...they are allowing me to break ground.

So, please don't give up and look at other alternatives outside of Wells.