Re: wells fargo pre approved then denied by underwrite
r 5 months old kid nowhere to go
09-22-2012 04:41 PM
In my opinion, unless you have big bank experience like a previous home loan or a super high line of credit with the them then you should always go with a mortgage broker and then decide rather or not to go fha. Another big no no is having the debt to income ratio out of there lending parameters. Income means money you make. Do you make enough to pay for what you qualify for? Some people get pre-qualified for more than they can actually afford... without even thiking about the taxes, FEES,interest and did I say fees. Goodluck to yall.