Established Member
Posts: 11
Registered: ‎03-14-2011
USDA Loans- Barns/Structures??

We're currently offering on a home that includes 5 acres and planned on using a USDA loan to help us with the down payment.


The unfortunate thing is that the property also has a "barn", or a medium sized metal building I guess they used to put horses in. No stalls or actual fencing inside, it's just the empty metal building with a dirt floor.


We're afraid to go any further with our offers and bidding as I recently was told that USDA does not cover barns or any sort of buildings on the property. Has anyone found a way to get around this? Is there any leniency?


Thank you for any help or advice you could give!


Starting: 535 (EQ)
Current: 638 (EQ) FICO 9/2012
Goal: 640 - Mortgage here I come!