Re: What to do and how?
09-26-2012 08:06 PM
paying them will make them look more recent as the 'date of last activity' will be recent.
unless you do a 'pay for delete'
as a lender, i want stuff to be old. because i dont require old stuff to be paid.
i typically ask clients to wait and pay things off AFTER they get the mortgage.
do you have any any good credit care accounts? maybe paying those balances down would be a better use of funds to pass the fico score test.
* Lending across the entire 'Great State of Texas' since 2004