Established Member
Posts: 7,409
Registered: ‎07-03-2007
Re: What to do and how?

paying them will make them look more recent as the 'date of last activity' will be recent.

unless you do a 'pay for delete'
as a lender, i want stuff to be old. because i dont require old stuff to be paid.


i typically ask clients to wait and pay things off AFTER they get the mortgage.


do you have any any good credit care accounts?  maybe paying those balances down would be a better use of funds to pass the fico score test.



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