Senior Contributor
Posts: 3,070
Registered: ‎11-02-2009
Re: Underwater mortgage & seeking advice.

Best of luck to you.  I can't answer most of your questions, but I'm sure you'll get some good advice here.  I realize you looked at other sources as well, but I just wanted to say that I would put little to no stock in what Zillow has to say.  I had a condo in DC and Zillow was nowhere near correct.  At the best of times, condos in my building were selling for around $410K.  When we sold earlier this year, we had to sell for $367K.  However, Zillow gave me estimates over the years anywhere from around $200K to upwards of $600K.  Hopefully you're not as underwater as you think.

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720

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