Regular Contributor
Posts: 191
Registered: ‎07-02-2012
Re: Underwater mortgage & seeking advice.

For modifications those my have adverse affects to your credit so i would definitely make sure you seek all other options because you try those.  Especially if you can afford the loan or very credit orientated.  Depending on your loan you qualify for the government refinance program called harp for fannie and freddie loans. 

Beginning:Explus 630 eq 573 tu 593
Current: EXplus:677 Eq 642 TU 727
Goal: Explus 700 eq 700 tu 800

Merrick: 1550 Capital One:1150 Barclay: 2000 Walmart: 300 Chase Freedom: 500