Re: Underwater mortgage & seeking advice.
09-28-2012 08:57 AM
Unfortunately there are not a lot of programs to help people who are looking for a lower payment and principal reduction if you are current and can afford your loan. The only other thing I could possibly think of is if you qualify to be reviewed under the department of Justice settlement that happend a few months back. However, I do not believe you would qualify if they have not already contacted you.
Current: EXplus:677 Eq 642 TU 727
Goal: Explus 700 eq 700 tu 800
Merrick: 1550 Capital One:1150 Barclay: 2000 Walmart: 300 Chase Freedom: 500