Collection showing up during USDA Applicatio
[ Edited ]
09-29-2012 10:07 AM - edited 09-29-2012 04:03 PM
I'm so mad! I applied for a USDA direct loan a couple weeks ago - I checked my credit and everything looked good. I got a copy of my credit report back from the USDA and now I have a collection showing up that was just reported this month from a charge back last year in 2011. I only owe $117 and can immediately pay it off, but is it even worth going through the process now or am I pretty much screwed?
Edit: My mid score is 675, so hopefully this will help me?