webhopper wrote:
You could take out a personal loan to pay down the balance in oder to refinance. Not sure this will help.
I would recommend that you pay to have the house appraised at this point.
+1
Zillow and the other automated valuation models (AVM's) are not really a viable way to determine real value.
An appraiser is worth their fee if they are local and experienced with your area. The market is rapidly changing now: increased demand and very low supply, at least in my area of the country. This makes a market for increasing prices. If you want to feel out your price, have an agent come over and give you a CMA for your neighborhood, then make your decision about the appraiser. After all, the CMA is free.
