Established Contributor
Posts: 749
Registered: ‎10-04-2010
Re: Would I qualify for a mortgage?

I think you would have to be prepared to write LOE for your lates and collections. You have quite a few and your underwriter will definitely have questions about those.


The price of the house you are looking for also appears to be a little high for your income.


Your plan for paying down your debt and waiting until your lates are older sounds great. Good luck!

BK in 2008, after making very stupid financial decisions.

Barclay's Apple Financing Card ($6400) --- Capital One Quicksilver ($13,000)---GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)

FICO Scores: TU 735 EQ 709 EX 740 (Feb 2013, all pulled by lender)