Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: Collection showing up during USDA Application

I'd take steps now to remove it via a PFD letter to the CA.


The damage varies per report. Obviously paying it won't help you any, but a new paid or unpaid collection reporting can ding your score by quite a bit. I'd certainly pull EQ on here if reporting to at least have an idea. Your lender would be using the same version.