Established Contributor
Posts: 584
Registered: ‎07-20-2008
Re: Would I qualify for a mortgage?

tuckandroll wrote:

I don't believe FHA requires 1 full yr of no lates.  I had one 8months ago and I was all set.

I know each lender has different requirements, but aren't they supposed to adhere to FHA's exact ones? Like the 12 months of no lates for example?

2014 Starting-618, current TU621 (TU 10/20) / Ending Goal score: 720 / 30 Positive TLs / 1 Negative: Unpaid $312 med CA placed 2010 / reported Install Bal/Lim: 25027/36512 | reported Revolving Bal/Lim: 11169/27232=41%util

**IN the garden until I get some auto CLI's on major accts**