Regular Contributor
Posts: 169
Registered: ‎03-29-2012
Re: September & October Closers
[ Edited ]

I'm so excited to be able to post in this thread, its been such a tough 6 months to get here, and man hurdles in the loan process but I finally got my clear to close today.  I started off 6 months ago with a 600 credit score and already have an FHA loan on my condo.  I was able to secure this house with including my condo in the DTI.  It doesn't seem like much, but with my newborn here I am proud to put my wife and daughter in a good neighborhood in a great home.




  • Purchase Price:  $119,900(seller pays 3% closing)
  • Property: ~1600 Sq ft 3 bed and 1 bath ranch style home
  • Submitted offer on: 8/19/12
  • Signed Purchased contract on : 8/21/12
  • Type of Loan: Conventional
  • Loan Rate: 3.5%
  • Loan Application submitted:  8/24/12
  • Loan approved: 10/1/12
  • Committment letter received on: 10/1/12
  • Closing date: 10/3/12
  • Closed on: 10/3/12

Starting Score: EQ 619
Current Score: EQ 735, TU 732, EX 745(Lender Pulled)
Goal Score: EQ 700

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