Member
m_r_alexander
Posts: 9
Registered: ‎03-23-2010
Hallelujah!!! I Closed !!!!!

This has been quite a process but with hard work and by the Grace of God I closed this past Friday, 09-28-2012.  I have been on such a high that I didn't get around to posting.  I must say that investing in myFICO was a resource that has paid for itself multiple times over.  If I could you give one bit of encouragement to anyone it would be to keep pressing toward your dream.  I started this process almost 2 years ago with an Equifax score of 488...  Yes that's not a typo... 488...  And today I can finally say that I am the owner of a newly built home !!!!!!!    I closed with a VA Loan at 3.5% on a 30 year fix.  Getting those keys in my hands was a feeling I will always remember.


Starting Score: EQ 557 TU 624 EX 561 (March 2010)
Current Score: EQ 637 TU 649 EX 670
Goal Score: EQ 775 TU 775 EX 775


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Established Member
sweetkia21
Posts: 11
Registered: ‎05-08-2012
Re: Hallelujah!!! I Closed !!!!!
Congrats to you and I wish you the best!!!!

Starting Score: TU-585,EQ-569,EX-542 (lender pull 1/24/12)
Current Score: UNKNOWN
Goal Score: 700 CLUB


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Regular Contributor
Chbraswell
Posts: 151
Registered: ‎07-02-2012
Re: Hallelujah!!! I Closed !!!!!

Congrats!!! I'm happy for you!!!

Beginning:Explus 630 eq 573 tu 593
Current: EXplus:677 Eq 642 TU 727
Goal: Explus 700 eq 700 tu 800

Merrick: 1550 Capital One:1150 Barclay: 2000 Walmart: 300 Chase Freedom: 500
Moderator
Shogun
Posts: 12,890
Registered: ‎04-15-2011
Re: Hallelujah!!! I Closed !!!!!

Need to put you in a myFICO commercial!   Congrats on your new home!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Member
m_r_alexander
Posts: 9
Registered: ‎03-23-2010
Re: Hallelujah!!! I Closed !!!!!

Just say the word!  With so many gimmicks out today that are stating they are trying to help people obtain their dreams, it is truly good to find a service that is truly doing what it says.  There is truly a wealth of information here and the members, for the most part, are so supportive of each other. 


Starting Score: EQ 557 TU 624 EX 561 (March 2010)
Current Score: EQ 637 TU 649 EX 670
Goal Score: EQ 775 TU 775 EX 775


Take the FICO Fitness Challenge
Contributor
adonis2011
Posts: 84
Registered: ‎04-03-2012
Re: Hallelujah!!! I Closed !!!!!
What was your credit score when you closed? If you don't mind sharing
Regular Contributor
scmami
Posts: 195
Registered: ‎01-05-2012
Re: Hallelujah!!! I Closed !!!!!
Wonderful story! Congrats and enjoy your home!
Starting FICOs (2/2012): EQ 559 TU 558
Current FICOs (EX and TU Lender pulled 10/6/12): EQ 652 TU 635 EX 647
Matthew 7:1 KJV
Judge not, that ye be not judged.
Frequent Contributor
germaine47
Posts: 305
Registered: ‎07-05-2011
Re: Hallelujah!!! I Closed !!!!!

I love it when a plan comes together.  Congratulations !!!!

Fico September 2012; TU 681, EX 674, EQ 652
Fako October 2012: TU 706, EX 641,
New Contributor
DCole3g
Posts: 72
Registered: ‎07-16-2012
Re: Hallelujah!!! I Closed !!!!!

Awesome!!!  I am in the process of trying to get a VA loan approval now.  I am currently 22 points away from having a 620 with EQ and am going to possibly apply then.  Any helpful information that you have will be greatly appreciated.  Congrats on your success.

New Contributor
DCole3g
Posts: 72
Registered: ‎07-16-2012
Re: Hallelujah!!! I Closed !!!!!

W2G!!!