Valued Member
looksbylatay
Posts: 43
Registered: ‎09-26-2012
Re: Need Help. I applied 2 days ago for a Wells Fargo Home Loan

same day update.... received a call from LO from last bank I submitted an application. The issue is I am listed as an "auth user" of an amex that have never been late perfect payment history. The balance shown as 12000.00 this changed my debit ratio to 53. also I do not have any account older than 6 months.  Unsure of my next steps. any thoughts 


Starting Score: 586
Current Score: 639
Goal Score: 661


Take the FICO Fitness Challenge