New Visitor
volben
Posts: 1
Registered: ‎08-06-2009
FICO scores vs lender numbers

My mortgage broker told me that my score is 635. I pulled FICO standard credit report and it shows 777 for TransUnion and 799 for Equifax. Expirian shows 787, but it's not FICO. Am I looking at wrong numbers? Why is it so big difference in the numbers?

This is my first experience with applying for mortgage and would like to get more information on how to read my credit scores/report.

 

Thank you,

Vlad.