Posts: 11
Registered: ‎10-03-2012
Re: In the underwriting wait!

Good luck!  My FH and I are in the UW process right now ourselves. We actually don't have much in savings at all at this exact point in time. Perhaps one payment worth MAYBE. Hopefully they don't pay a lot of attention to that, otherwise I think we might be SOL. I didnt even consider that factor.


This loan stuff is so wishy-washy and confusing I think. I've seen where people have had BKs and foreclosures and 10k or more defaults on personal loans and they get mortgages, then people with scores in the mid to high 600s or low 700s with few credit items are denied.


I wish you luck!!

Current: 619, 642, 658
Goal: 700 club