Established Member
Jinx
Posts: 10
Registered: ‎08-10-2007
Re: Got a GREAT mortgage!!!!
The monthly membership fee doesn't bother us at all.

Try this:

155,000 owed on our house currently at 8.8 about to jump to 11.8

Naca offers a refi at 5.87 today with an option to buy down.

We can buy down 2 points.

We go from 1570 per month to 788 (728 plus the 50 dollar membership)

The money goes into their account and is used to help other members who might fall into hardship - job loss, etc. where they need their mortgage covered a few months (which they have to pay back).

We save 800 per month. I think we can live with that.