Regular Contributor
jtc411
Posts: 169
Registered: ‎03-29-2012
Re: Calculating income

When you are a fulltime employee they will look at your last 2 paycheck stubs and look at your YTD and project the rest of the year.  Every lender is going to have a slightly different calculation as some may consider the shift differential, but in my experience they ONLY will look at you guaranteed base.  Best bet is to get ahold of a lender/broker and get preapproved


Starting Score: EQ 619
Current Score: EQ 735, TU 732, EX 745(Lender Pulled)
Goal Score: EQ 700


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