Posts: 89
Registered: ‎07-28-2012
Re: USDA loan and if I would qualify
Thank you germaine47 for the info. I am currently still working on removies some of my baddies and plan to apply in March for the mortgage loan, the broker that I am working with advised me that they can go as low as 600 but the problem is the trade lines, I only had my car loan. I have now opened a secured cc with cap1 but was told to open a secured credit line at my bank as well. We'll see. Hopefully I will be a homeowner by next summer. :/

Jpersat-are you going through USDA Gurantee as well? How many trade lines do you have?

Thank you guys for your info I really appreciate it !