Re: What a mess! Do you think we'd qualify?
10-04-2012 05:43 PM
We were denied! While my credit scores were within parameters, they weren't as high as they'd "like" to see them.
ARE YOU KIDDING ME? I had a feeling this was going to happen simply because my Loan Officer seemed completely disinterested in even communicating with us to start with. After taking a 4 day weekend and returning on Tuesday, I called him WEDNESDAY about the deletion letter I had emailed him MONDAY and he said "Let me look, I haven't checked my email." WHAT? And a pull after deletion probably would have improved my scores by at least a few points, if not more. If he had forwarded the letter to the UW like I asked him to, it would not have been an issue. UGH! So frustrated!
Anyway, my realtor suggested we go with a local mortgage company so we're gonna give them a shot. I submitted all my stuff tonight, and I'll be giving him a call once he's in office tomorrow. My FH and I REFUSE to give up!
Wish us luck!
Goal: 700 club