10-04-2012 09:12 PM
I will be trying for a VA loan close to the end of the year. I was wondering if they only look at the midscore report or if they merge all the information positive and negative on all reports? Just trying to get a head start on what to expect.
They typically pull all three reports and use the middle score for qualifying. They'll want explanations for any baddies from any of the three reports though.
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