Contributor
Elcid89
Posts: 567
Registered: ‎10-04-2012
Re: Pre-approved!

lsjohns00 wrote:

Hello,

 

I will be trying for a VA loan close to the end of the year. I was wondering if they only look at the midscore report or if they merge all the information positive and negative on all reports? Just trying to get a head start on what to expect.


They typically pull all three reports and use the middle score for qualifying. They'll want explanations for any baddies from any of the three reports though.

 

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

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