10-04-2012 11:32 PM
Thanks for the information! My mid score will be above 620 when I apply but I still have unpaid negative items on my report. I have an unpaid repo from 2009 that my ex was suppose to take over financial responsibility for per our divorce. I also have a charge off private student loan from 2007. Other than that I have been paying bills on time.
Starting Score: 565
Current Score: EQ 653, TU 657, EX 656 Lender Pull (MyFico)
Goal Score: 720
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