Posts: 87
Registered: ‎01-16-2009
Credit pull after authorization expired


I had to be approved by my lender’s mortgage company for them to start construction. Fine, I authorize them to pull credit clearly mentioning that this authorization is valid for 20 days only.


They pulled my credit again after 20 days, what are my options? How can I dispute?


They approved my loan and closing will be by end of year. I may not want to go with them because of higher closing cost.





Current Score: EQ: 786 (08/23/2012), EX: 802 (08/23/2012), TU: 774 (08/23/2012),

Goal Score: 800+ FICO across the board