Valued Member
samy2576
Posts: 50
Registered: ‎01-20-2012
student loan default

Hi,

My husband and I are trying to figure out if we should apply for FHA together, or if I should do it alone.

He had his student loans go into default while he was unemployed during the first half of 2010. They were in default for 1-2 months. Since that time he has been paying them properly with no more lates. How would that affect our application? Would it be better if I applied alone? I know I could be approved on my own, but I would like him to be involved if he can.