Re: Credit pull after authorizat
10-05-2012 08:17 AM
Similar thing just happened to me. My loan officer just decided to do a hard inquiry after I made myself pretty clear I didn't want my credit pulled yet. I had it pulled by them a few months ago but could not find a house we loved. I had a conversation with the loan officer to make sure we were good to proceed in th eevent I see a home I want to move on. I provided current pay stubs etc.. and asked that my credit not be pulled yet. Anyhow the hard pull resulted in a too many inquiries on my credit report. Shame because the LO has been great so far. Does anybody know if this is acceptable? I plan to attempt to have the inquiry removed, to me it seems a reasonable fight.