Similar thing just happened to me.  My loan officer just decided to do a hard inquiry after I made myself pretty clear I didn't want my credit pulled yet.  I had it pulled by them a few months ago but could not find a house we loved.  I had a conversation with the loan officer to make sure we were good to proceed in th eevent I see a home I want to move on.  I provided current pay stubs etc.. and asked that my credit not be pulled yet.  Anyhow the hard pull resulted in a too many inquiries on my credit report.  Shame because the LO has been great so far.  Does anybody know if this is acceptable?  I plan to attempt to have the inquiry removed, to me it seems a reasonable fight.