Regular Contributor
Posts: 191
Registered: ‎07-02-2012
Re: Still Waiting for Preapproval

I submitted all my docs last weeks including my 1040 2011 tax returns.  PreviousIy,  used a tax person who lived in cleveland and i live in columbus. He came highly recommended.  He explained that I could get a credit for depreciation of my car and that it's perfectly okay.   So he did my taxes and few of my friends and relatives,  and sent me some of my docs and that was the end of it.  Several months later (which is now) i decide to get a home and of course, they want my 1040.  So first i tried to find this guy and he was not responding, so i called the corporate office that he works for and advised that i need my 1040s and he is not being responsive.  So the lady from corporate sends them to me, and to my surprise i see tons of errors. First off he spelled my name wrong like 10 times(minor and exaggerated numbers) he spelled my car wrong and had the details wrong.  But most importantly he did a profit and loss statement and had my car depreciated at a loss of $31,000!!! I was livid so i wrote an LOE explaining that I have never owned a business and that i was unaware that he did my taxes in this manner.  So now my LO is questioning me about it and I don’t know what to realtor recommended an amendment and is going to speak to the LO.  He said because the amount they showed that I made matched the amount on my W2s, we still have a leg to stand on.  As of right now, my LO said it has been escalated to a credit committee review and he explained the situation to the U/W.  I dont even know what that is???  But realtor said that they know that i make good money they will just want more explanation regarding the loss.  Keeping hope alive!!


Beginning:Explus 630 eq 573 tu 593
Current: EXplus:677 Eq 642 TU 727
Goal: Explus 700 eq 700 tu 800

Merrick: 1550 Capital One:1150 Barclay: 2000 Walmart: 300 Chase Freedom: 500