Established Contributor
Posts: 619
Registered: ‎09-26-2011
Re: Credit pull after authorization expired

Disputing off an inquiry can be a tricky thing.  You have requested credit, so they have a legitimite business purpose to pull your report.  I've had hard pulls that should have been softs, some of which I was able to get retracted with much difficulty and letter-writing and some that I have not.  I've been told not to worry about inquiries so much as they are a very small part of the score.

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)