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JM-AM
Posts: 3,302
Registered: ‎06-09-2010
Re: Looking to get a mortgage for around 60 - 70k

nisargshah12 wrote:

I just checked my FICO score and I plan to get a 60 to 70k mortgage after a year or so when my 6 yr old charge off and couple late payments fall off. Not to mention my inquiries will cool off by then as well. My score is 683 EQ FICO. Do I stand to have good rate for FHA financing, I plan to put like 10% down depending on how closing costs look like.


FHA rates vary very little if any. The variation is with the lender not FHA. Your scores are fine, the amount of loan is low, so depending on your income and length of time at employment I do not forsee any issues. 

 

Good Luck..

Good Luck
May all your dreams and wishes become a reality!