Re: If my score is high enough, does it matter what is still negative on my CR?
10-08-2012 07:05 AM
To me, and I am no professional, but IMO credit score is what you need just to get you in the door when applying for a mortgage. Yes, it's a gauge to see where you are in credit worthiness and whether you might qualify but it doesn't end there.
Because you have three charge offs I do see how it can be a problem. I think it depends on how much, and how long ago. There is a lot of back and forth as to whether these will have to get paid, and I think they may need to but its best to go on the advice of your lender.
I guess the only way you will no for sure is by applying. Good Luck.