Senior Contributor
Posts: 3,067
Registered: ‎11-02-2009
Re: I have a judgment that shows on nothing but...

I think there are lenders who will let you get by with a judgment if you have entered into a payment plan and can show 12 months of on-time payments.  Pretty sure I have read that on here before.  Try some searches for "judgment and payment plan." 


If your current lender won't play ball, look for another lender and ask them specifically about the judgment.

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720

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