New Contributor
Posts: 72
Registered: ‎03-11-2012
Re: Proof of Paid Charge-Off
I am going to be in the same boat once my file gets to underwriting. Wait until they ask for proof paid. I would not bother the OC to update to paid unless the CO us affecting your utilization. This happened to me. I had to dispute to get the OC to update and my score increased due to the utilization dropping.

Starting Score: 620
Current Score: 649EQ/640EX/642TU
Goal Score: 700

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