Regular Contributor
Posts: 191
Registered: ‎07-05-2012
Re: Proof of Paid Charge-Off

Can you please elaborate on this? I am still trying to figure out what consists of 12 months of "clean history" for FHA. I have accounts that went delinquent in 2008-2010 and I just paid them off in June. So because they were "in collections" in june, do I have to wait until next June to have 12 clean months?