The loan processor is the person who gets your file ready for the underwriter. This is usually the person who knows what the underwriter may or may not need, so they ask you for it in advance to minimize the chance of your loans getting kicked back and having a ton of conditions.

If there is something you are unsure of, ASK. It doesn't hurt to contact your processor and ask her detailed questions so you feel a little bit better about the process.

Good Luck.