Established Contributor
thankfulheart
Posts: 619
Registered: ‎09-26-2011
Re: Disputes

I went FHA and was told NO disputes. Yes, they would put me in manual UW and, yes, I'd be turned away.  I wouldn't want to go in with artificially inflated scores anyway as they do pull credit multiple times in the process (mine will be 3, including right before close).

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)