Senior Contributor
Posts: 3,889
Registered: ‎05-24-2011
Re: Walmart FICO vs. Mortgage Lender FICO Pulls
[ Edited ]

Same with me. My lender used TU04. Back then I didn't have access to the TU08 yet, so I can't compare.  I will say though that my TU04 is pretty dead even with Credit Karma, which is always lower.


However, that is just a fluke.  Credit Karma is/was 50 - 100 points lower for DH's TU scores.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720