Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: New collections, FHA

Go here and opt out.  It helps keep the CAs from sniffing around when you go to apply for a mortgage.   Yes, your friendly CRAs do notify CAs of people that are applying for mortgages.  

 

https://www.optoutprescreen.com


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!