Go here and opt out.  It helps keep the CAs from sniffing around when you go to apply for a mortgage.   Yes, your friendly CRAs do notify CAs of people that are applying for mortgages.  

https://www.optoutprescreen.com

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Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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