Mortgage that was IIB?
10-13-2012 12:08 PM
Should a mortgage IIB be showing under negative accounts with the payment history (full of lates) showing on a CR? I cleaned up my CR. Working on hubby's now. I understand it being under negative accounts, but I thought if something was IIB the payments weren't supposed to show.
Re: Mortgage that was IIB?
10-14-2012 06:55 AM
Late payments before the BK was filed can remain, and the loan should be marked IIB. There shouldn't be late payments showing after the BK filing.
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 4/2/2011 EQ 682 1/14/2011 TU 665
Current Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
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